The no vote in Scotland - A closer look at Insurance

DWF has a strong Scottish offering and works for a number of major clients with interests in the country. From a business perspective, the issues around currency, regulatory environments and EU membership no longer need to be resolved; but clients can be reassured that DWF understands the changing situation, and can be relied on to offer solutions whatever happens with newly devolved powers.

British insurers have expressed a mixture of relief, and wariness of proposed constitutional change, following the referendum results. However, with UK party leaders committing to further devolution of powers to Scotland as well as England, Wales and Northern Ireland, the future of financial services on both sides of the border remains far from settled.
There have been a number of positive reactions from across the industry that seems keen to stress the importance of regrouping following the recent period of uncertainty. The ABI has said:
“We welcome the certainly this vote brings on the question of Scottish independence. Insurers with offices or customers in Scotland will continue to operate with a focus on the interests of their customers.”

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Scottish No Vote Insurance

This information is intended as a general discussion surrounding the topics covered and is for guidance purposes only. It does not constitute legal advice and should not be regarded as a substitute for taking legal advice. DWF is not responsible for any activity undertaken based on this information.

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Alison Grant


I am a Partner in our nationally renowned insurance practice. Although my work is national I’m based in Glasgow.