Manchester

1 Scott Place 2 Hardman Street Manchester M3 3AA View office Tel: +44 (0)333 320 2220 Fax: +44 (0)333 320 4440 DX: 14313 Manchester Email: enquiries@dwf.law

Liverpool

5 St Paul's Square Old Hall Street Liverpool L3 9AE View office Tel: +44 (0)333 320 2220 Fax: +44 (0)333 320 4440 DX: 14128 Liverpool Email: enquiries@dwf.law

My Expertise

Having spent many years as a commercial litigator, mainly in asset and consumer finance. I gained considerable experience of these sectors and in particular on finance documentation, procedures and consumer credit law and practice. I now advise clients in all sectors in relation to these matters and in particular on FCA regulation.

Read more about me

My clients include high street banks, asset funders and asset based lenders as well as other commercial businesses. Whilst I spent many years as a litigation specialist for clients in the financial services sector (in particular asset and consumer finance and mortgage lending). I now advise clients on asset and consumer finance documentation and procedures and FCA regulation and compliance issues (including consumer contract issues, such as distance selling), and more recently on the impact of the Mortgage Credit Directive.

My work has provided me with extensive knowledge of consumer credit, hire purchase and leasing (both finance and operating lease structures) as well as experience of wholesale funding, including fleet and dealer finance); vendor, dealer and broker relationships; mortgage lending, receivables financing and other back to back lending.

I provide advice on new funding projects, particularly wholesale funding from a risk management perspective and give general advice and training on FCA compliance issues, including mortgage regulation and in particular the Mortgage Credit Directive.